As a driver, you know auto insurance is mandatory. But you still want to find the best insurance plan at a reasonable price. With any of our plans, you're guaranteed proper protection for you and your passangers, as well as competitive rates, personal service and prompt, fair claims settlement. Buying a vehicle insurance policy is a bit like buying a new car: certain 'options' will cost you more. A low deductible, like leather seats or a fancy stereo, will cost you more. On the other hand, like a car's transmission, or wheels, some coverages are not optional. Third-party liability, for example, is mandatory, Whether it's automobile insurance or a new car, it's always wise to know exactly what you are paying for. On September 1, 2010, the Government introduced significant changes to your auto insurance in Ontario. These changes provide you some choices of coverages and prices you pay for insurance. You will be able to customize your policy with additional accident benefit choices that suit your personal needs. Please visit The Financial Services Commission of Ontario website (FISCO) or call Christine Hobden in Barrie at The Co-operators insurance for more information.